Ally is reducing their loyalty reward from 0.25% to 0.15% effective
January 18, 2014. Loyalty reward is an addition to the interest
rate upon renewing an Ally CD.
More detail on loyalty reward can be read here
Also, Ally has once again extended the loyalty reward program
(from 12-31-13) to 3-31-14.
This info regarding the decrease was passed along to me by an
Ally customer support representative in a phone conversation