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Will Your Credit Score Soon Be On Your Bills?

Ally6770Ally6770912 posts since
Jan 16, 2010
Rep Points: 2,655
1. Friday, March 14, 2014 - 3:45 PM
I think it would be nice to have it show up on one bill but not all of them.  BTW does anyone know if we are married, whose name is the credit score under?  What if people seperate and they had a great credit score, which one does the high score go with?
2
paoli2paoli21,372 posts since
Aug 10, 2011
Rep Points: 6,010
2. Friday, March 14, 2014 - 3:56 PM
Who ever has their SS number and name on the credit card has the credit score. 
Usually one person owns the card and the other is an authorized signer. Who ever has their name as owner is responsible for the bill. There many be other arrangement that I am not aware of. 
There is no way for the credit card issuers to know if their customer has other credit cards. 
1
Ally6770Ally6770912 posts since
Jan 16, 2010
Rep Points: 2,655
3. Friday, March 14, 2014 - 9:12 PM
Before they start throwing out numbers to everyone there would have to be some standardization in how the scores are computed and what system to use. The most common is FICO (Fair Isaac and Company) which goes up to 850. Another one is Vantagescore with a high number of 990.  The three major credit bureaus may all use different models to compute their scores or all three may not all have the same information.
If there ever is a standard formula then people should have the option of opting in to receive it. Your score is continually changing so the number on the statement at the beginning of the month will be different than the number on a different statement at the end of the month and will just create more confusion.
3
FARFAR106 posts since
Feb 26, 2013
Rep Points: 381
4. Saturday, March 15, 2014 - 12:26 PM
Credit cards are the only credit I have but pay them off every month. I get my score from  2 different places both using the same reporting agency. It has been 840 on one for months and 820 to 835 on the other. I believe it must make a difference on what day they look at it. I charge everything, food, gas, insurance, internet, electric, heat etc. It went down 5 points on one of the reporting agencies when I applied for another credit card to receive another 20% off on a large purchase I was making on sale. 
2
Ally6770Ally6770912 posts since
Jan 16, 2010
Rep Points: 2,655
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