This appears to be targeted, but I thought it was worth a forum post. According to a CSR via chat, “you must directly receive the promotion either thru a letter mailed to you or directly to you via online - in order to be eligible.” If you have a nearby BMO Harris branch, you may want to give this a try. If you do try, please leave a comment about how it went.
Here’s the summary of the promo:
promo link: BMO Harris Media Offer Coupon
Expires May 5, 2014.
Cash bonus is either $150 or $200 based on the checking account opened. In addition to opening an account, direct deposit is required.
$150 requires opening BMO Harris Everyday Checking.
$200 requires opening BMO Harris Select Checking or BMO Harris Portfolio Checking.
As you might expect, the checking accounts that qualify for the $200 bonus have larger monthly service fees that are harder to waive.
Refer to the promo page for the full details