Perhaps, like me, you trust Mormon missionaries and enjoy chatting with them even if you already have your own religion. Even so, if you happen to see one with his hand in your mailbox, you should probably tell someone. Kevin Loughrin used phony LDS missionary cover to steal checks from boxes all over Salt Lake City. He then altered the checks, used them to buy stuff at Target, and later returned the goods for cash. Today, the U.S. Supreme Court held that he was guilty of federal bank fraud.
Why should you care about bad Kevin? Because Loughrin’s case gave the court the opportunity to answer the important legal question of whether all frauds that involve a check are criminal under federal law. The court said they are -- provided the fraudster’s lie is what makes the bank part with the money under its control.