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United Bank Of Michigan RCA (4%, $10K)

Monday, July 7, 2014 - 10:02 AMUnited Bank (MI) - Details
Qualification requirements for the bank’s Points2U! interest checking include:
   Minimum of 7 signature-based debit card transactions/calendar month to avoid monthly service charge of $15
   Monthly direct deposit and e-statements

There is a minimum opening deposit of $100.

If requirements are met, accountholders also have up to 5 no-fee ATM transactions at other banks' ATMs per calendar month (some limits apply).

See details and other account features here.

The bank has a B+ health rating on DA.    The account does not appear in the DA rate tables. 
4
pearlbrownpearlbrown1,430 posts since
Nov 2, 2010
Rep Points: 6,246
1. Monday, July 7, 2014 - 2:49 PM
I noticed that the rates for United Bank were missing also.  I wonder do the bank report or feed the rates to this site or does someone have to input them?
1
dpandslemmendpandslemmen27 posts since
Feb 10, 2011
Rep Points: 117
2. Monday, July 7, 2014 - 3:25 PM
Thanks, PB.

"Thank you for your interest in United Bank.  Currently the information (my zip code) you have entered for eligibility does not qualify you to open an account with United Bank."

It is restricted to local.
2
51hh51hh1,476 posts since
Jan 16, 2010
Rep Points: 6,425
3. Monday, July 7, 2014 - 5:12 PM
Thanks, Rhett.  In exploring their website further, found: 
United Bank’s mission is to be the premier small business bank throughout western Michigan and to serve our communities as the leading independent provider of quality financial services.
You are absolutely right - looks local to me!
1
pearlbrownpearlbrown1,430 posts since
Nov 2, 2010
Rep Points: 6,246
4. Thursday, July 10, 2014 - 2:07 PM
Interesting, United Bank of Michigan is a local bank for me.  I even have my HSA account with them, and there rates are still not listed on rate pages.

They have great rates though.
1
dpandslemmendpandslemmen27 posts since
Feb 10, 2011
Rep Points: 117
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