Downsides To The American Express Blue Cash Credit Card

The Amex Express Blue Cash Card has solid benefits for those who spend a lot on gas and groceries:

After spending $6,500, you earn 5% on gas and groceries and 1.25% on everything else. Before you reach $6,500, it earns only 1% on gas and groceries and 0.50% on everything else. There's no annual fee.

However, there are a few downsides which are described in this Nerd Wallet blog post

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