Wednesday, June 30, 2010 - 4:55 PMHanmi Bank
Last week, I was in the Garden Grove - Brookhurst branch of Hanmi Bank. They had an in-branch display ad for the Diamond Freedom CD. These CDs are not listed online.
The 12 month CD was 1.40%, $ 10K minimum, the 24 month CD was 1.80% / 1.90%, $ 10K / $ 100K minimum.
Both CDs allow deposits (in $1K multiples) up to the original (opening) deposit amount and six withdrawals over the term. The 24 month CD only allows withdrawals after 6 months.
These CDs are similar to those offered at the end of 2008 / beginning of 2009.
While the overall term rates are not great, the 1.40% or 1.80% / 1.90% for six months would place them near the top.
The 6 month online CD is 1.21% and the 12 month online CD is 1.46%. These are standard (1 deposit / 0 withdrawal) CDs.
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May 6, 2010
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