USAA Bank--Fantastic 7 Year Deal For Big Investors

I just made a "super jumbo" CD (defined as over $175k) at USAA for a 3.79 rate/3.86 yield.  Smaller investors can still get a solid 3.55% yield.  I like that a bank will give a bonus for larger deposits.  On our $200K CD, the extra .30% means $600  more per year--not too shabby.  The application on line takes just 5 minutes as they promise, and that includes the time to link USAA to my local bank.  The transfer went smoothly.

Their phone personnel are awesome.  I had a lot of questions and they were very patient in explaining everything to me.  My only criticism is the website itelf, which is part of the reason I had to call in the first place.  The site is too congested IMO, making it difficult to find what you need.  For example, it takes about three clicks to get to the CD rates page--and the "view rates" tab is in small letters to the far right of the page.   This is only reason I couldn't give them the full 5 stars, but the rate itself more than makes up for the slight inconvenience.