From Clark Howard's August 18th Show Notes
One of the great ironies of the moment is that you can earn more on your money right now than people who have millions of dollars! For example, six-month U.S. Treasuries, which are like CDs for rich people and big institutions, are earning 0.17 percent. As an individual, however, a six-month CD is earning around 1.2 percent for you today!
I thought this was an interesting way to look at our interest rate environment. Also, for info about the better rates available to Costco members that Clark mentioned, please refer to this DepositAccounts.com blog post