Warren Federal Credit Union has some very competitive long-term CD rates especially for a $100K minimum deposit. These include as of 8/21/2010:
- 3.51% APY 60-month CD $100K min
- 3.00% APY 48-month CD $100K min
- 2.61% APY 36-month CD $100K min
- 2.06% APY 24-month CD $100K min
Rates are about 25 basis points lower for a $250 minimum deposit. Bump CDs are also available with rates 25 basis points lower.
The only problem is that membership is limited to parts of Wyoming (a sparsely populated state):
We also offer memberships to persons who live, work, and worship or attend school within Warren Federal Credit Unions Investment Area inside the city of Cheyenne.