Flagler Bank in South Florida has a few competitive mid-term CD rates as of 8/25/2010. The two best deals include:
- 1.75% APY 18-month CD
- 2.10% APY 30-month CD
- 2.10% APY 3-year CD
Minimum deposit is $500. The 3-year CD is available in an IRA. Early withdrawal penalty for these terms is 6 months of interest.
It looks like a branch visit is required. Branches are located in Fort Lauderdale, West Palm Beach and North Palm Beach.
The bank's Texas ratio is a little low. Click on the Flagler Bank link on top to see the financial data.