2.51% Reward Checking Account ($15K Max) At Alden State Bank In Western NY

I came across this reward checking account, but with a low rate and a low balance cap, I decided to mention it in a forum post rather than a blog post. Click on the "details" link to see the reward checking details. Here's a quick overview:

• Earn 2.51% APY* on balances up to $15,000
• Earn 0.51% APY* on amount of balance over $15,000
• Nationwide ATM fee refunds (up to $20 per statement cycle)

Monthly requirements:

• Access online banking at least once per month
• Receive eStatements instead of paper statements
• Have one direct deposit or automatic payment
• Make at least 12 debit card transactions per monthly cycle

It's a small bank with two branches in Western New York just east of Buffalo.