2.75% 5-Year CD At Delaware National Bank

The long-term CDs are fairly competitive.

As of 10/17/2010:

• 2.75% APY 5-year CD minimum $500
• 2.00% APY 3-year CD with bump-up option, minimum $500

An extra 0.25% is added for those who have a relationship account. According to the bank:

To receive the Relationship Banking CD rates, you must have one of the following: $15,000 in total Delaware National Bank deposit or $20,000 in combined deposits and consumer loan balances (excluding mortgage and credit card balances).

A branch visit appears to be required.  Some of the Delaware cities which have branches include Wilmington, Newark, Georgetown, Ocean View