2.88% 5-Year CD At Cedar Point Credit Union In South MD - Local Only

In addition to the 5-year CD, it also has some decent rates on other long-term CDs and IRA CD. As of 10/18/2010 these include:

• 2.88% APY 5-year CD and IRA CD
• 2.37% APY 4-year CD and IRA CD
• 2.07% APY 3-year CD and IRA CD

Minimum deposit is $1,000. According to the credit union's certificates web page, the early withdrawal penalty is 90 days of interest.

Membership is open to those who live, work, worship, go to school, or regularly conduct business in St. Mary's, Calvert, or Charles County.