It's hard to find high CD rates anywhere, but it's even tougher in California. For those in San Diego, Mission FCU has fairly competitive rates for its 5-year CD and IRA CD:
As of 10/25/2010:
- 2.50% APY 5-year, min $100K
- 2.45% APY 5-year, min $10K
- 2.40% APY 5-year, min $2K
The rates for the shorter terms are not nearly as competitive. Even its special 8-month CD rate is low: 0.60%.
Membership is open to those who live, work, or attend school in San Diego County.