Spirit Bank in Oklahoma has three competitive CD rate specials (as of 10/30/2010):
- 1.94% APY 30-month CD, $5K minimum
- 1.50% APY 13-month CD, $5K minimum
- 1.31% APY 9-month CD, $5K minimum
A branch visit appears to be required. Branches are located in several OK cities including Tulsa and Oklahoma City.