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Monday, November 8, 2010 - 2:31 PM

This Bank Is Not Customer Friendly.

US Bank N.A. (1 stars)
About 2 months ago I set up 2 Visa Buxx card accounts for my teen sons. When we got the cards we found they would not work...anywhere...even though they advertised they would work any where visa is accepted. Nope! They only worked at the US Bank ATM's and then they charged $1.50 for each balance inquiry (which brought the balance down to $18.00 on one card) The subsequent decline for the attempted $20 withdrawal cost .75 cents. So, I got the cards replaced and they still didn't work. Next I called customer service again to let them know the cards aren't working. They blamed it on the merchants. When I asked for a return of fees and to close the account they refused. The manager was awful and we got nowhere and now I'm out $$ for a product/service that never worked.

I would give this bank NO stars if I could. We were thinking of having our son open his first account here but not after this experienc and especially after reading all the complaints online about this bank and their customer service. Horrible!
9
curly25topcurly25top1 posts since
Nov 8, 2010
Rep Points: 9
1. Monday, November 8, 2010 - 4:55 PM
At one time, we have several US Bank Visa Buxx and liked them.  The only reason we got them was for credit card "churning."  Thus I never tried to get cash from ATMs.  They later became greedy and wanted fees after fees, the most iritating one was the inactivity monthly fee.  We finally dumped them. 

Wachovia Visa Buxx is a lot better product with less fee.  We had both.  The nice feature about US Bank Visa Buxx was that one can get the Visa Buxx cards for free with US Bank Visa charge (for initial load and activation). 

If you go to "Flyer Talk" website, you can see how popular those Visa Buxx cards were to get credit card cashback as well as flight miles.

Just some history for entertainment:D
5
51hh51hh623 posts since
Jan 16, 2010
Rep Points: 3,066
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