$10K Cap High-Yield Reward Checking Account At Morton Community Bank In IL

Morton Community Bank has a reward checking account called Pot O' Gold Checking. It used to pay a 1.51% APY on balances up to $100K. The good news is that this went up to 3.01% APY. The bad news is the cap fell to $10K. Here are the latest rates and cap as of 11/15/2010:

• 3.01% APY up to $10K
• 0.50% APY over $10K
• 0.15% base rate if requirements are not met
• foreign ATM refunds up to $15

Monthly requirements include:

• 13 debit card purchases
• e-statements

It appears that a branch visit is required. The bank has branches in several cities of Illinois.