Giftsforbanking.com Slashes CD Rates

GiftsforBanking.com recently slashed its CD rates:

• 0.75% APY 2-Year CD (was 2.00%)
• 1.05% APY 3-Year CD (was 2.00%)
• 1.75% APY 5-Year CD (was 2.45%)

Readers and I have been told by customer service that the CD rate is locked in from the date the application is submitted. If you applied just before these rate cuts, please let us know if you did or did not receive the old rates.