2.50% Relationship 5-Year CD At Banco Popular

The 2.50% APY for a 5-year CD is a relationship rate that requires a checking or savings account with at least a $5K balance. Without the relationship, the rate is 0.25% lower.

Having $5K in a low-rate checking or savings account hurts the offer.

For those who prefer a brick-and-mortar bank, it's fairly competitive. Banco Popular has several branches in Southern California, Florida, Illinois, New York and New Jersey.