Tuesday, December 7, 2010 - 7:49 PMPopular Community Bank
The 2.50% APY for a 5-year CD is a relationship rate that requires a checking or savings account with at least a $5K balance. Without the relationship, the rate is 0.25% lower.
Having $5K in a low-rate checking or savings account hurts the offer.
For those who prefer a brick-and-mortar bank, it's fairly competitive. Banco Popular has several branches in Southern California, Florida, Illinois, New York and New Jersey.
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