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'Hard' Vs. 'Soft' Credit Pulls

Tuesday, December 28, 2010 - 7:36 PM Q&A provides some explanation of the differences between soft and hard credit pulls. Unfortunately, hard pulls don't only occur in credit card or loan applications. Many banks will also do a hard pull when you apply for checking accounts.
Ken TuminKen Tumin5,469 posts since
Nov 29, 2009
Rep Points: 125,249