Great Friendly Customer Oriented Bank

Opened both a personal and commercial account.

Easy and friendly staff, felt like they really care about my relationship. They now know my name, whenever I do walk into the branch, which is not often.

They have all the latest electronic banking, including Remote Deposit banking.

I think they call it Remote Deposit Capture, which allows a business, such as mine, to make deposits of Checks from my office using a computer and a simple scanner. The deposits show up in my account the same day. This sames me time (which means money) for a small fee. Also, I don't have to send an employee to the bank.

They have some of the best rates in town on loans and deposits.

They also offer Small Business Administration loans, which I am applying for in the Houston area.

I wish my former "BIG" Bank would catch a clue from these local community banker guys.

I don't need a bank branch on every corner or even near me, as the remote deposit allows me to conduct all my banking business thru it or online. Since I rarely need cash in my business, this is a great option.

I hated waiting in those long lines at Big Bank to make a simple check deposit.

The only minor drawback is that they always ask for identification when I conduct large transactions, but I guess that is for my safety and all the governmental regulations.

Thanks Westbound Bank!