7 States That Grant Additional Free Credit Reports

The Magnificent 7: Where state laws get you extra free credit reports

Everyone loves a freebie, so residents of seven states may be happy to know that state law grants them a free extra copy of their credit report every 12 months.

That's one from each of the three major credit bureaus, in addition to the one that federal law promises to all citizens every 12 months. That works out to six free credit reports a year for residents of Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey and Vermont.

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