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Thursday, January 20, 2011 - 12:51 PM
(2 stars)
Not Terribly Happy With Website Of This Bank
Atlantic Coast Bank
(2 stars)I've had a Rewards Checking account with Atlantic Coast for over two years now. I may be switching today to another Rewards Checking-offering bank.
I really do not care for their online checking, nor their website overall. You are able to have your password emailed to you as clear text which seems a completely bad idea security-wise. Also, once you do log in, it shows your secret security phrase as a banner that goes across your screen (automatically) - so if anyone is watching at all, they have your secret phrase. Or on the off chance that someone has cracked into your account, they have that supposedly secret security info immediately. I've also been forced to change my online password very frequently - perhaps every 90 days. I really wish it did not offer to email you your password and parade around my security phrase.
On the other hand, I have been very pleased with the interest I have earned and the ease of meeting their requirements. I am sad that the cap on the top interest rate balance has dropped from $25,000 to $15,000.
Enjoy!
I really do not care for their online checking, nor their website overall. You are able to have your password emailed to you as clear text which seems a completely bad idea security-wise. Also, once you do log in, it shows your secret security phrase as a banner that goes across your screen (automatically) - so if anyone is watching at all, they have your secret phrase. Or on the off chance that someone has cracked into your account, they have that supposedly secret security info immediately. I've also been forced to change my online password very frequently - perhaps every 90 days. I really wish it did not offer to email you your password and parade around my security phrase.
On the other hand, I have been very pleased with the interest I have earned and the ease of meeting their requirements. I am sad that the cap on the top interest rate balance has dropped from $25,000 to $15,000.
Enjoy!
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