Competitive CD & IRA CD Rates In Orlando Metro Area

The CD rates are not that great, but for those in the Orlando Metro area who prefer opening CDs at a brick-and-mortar bank, this bank has some rates that are currently better than what several other Orlando institutions are offering (including Fairwinds Credit Union). The rates are not listed at the bank's website. I received info about them in an email.

These rates are effective through January 31, 2011.

• 1.26% APY 18-month CD and IRA CD
• 1.51% APY 24-month CD and IRA CD
• 1.76% APY 36-month CD and IRA CD
• 2.02% APY 48-month CD and IRA CD

A branch visit is required. Make sure to verify rates and qualifications with the bank before a long drive. It's a small bank with one office in Winter Park.