Navy Federal Increases Special 30-Mo CD Rate, But Limits It To IRAs

Navy Federal Credit Union increased the yield on its special 30-month CD from 2.00% APY to 2.15% APY which makes it very competitive.

The downside is that it's now only available in IRA and ESA.

There are also a few IRA CD rates that are now higher than the regular CD rates:

• 3.00% APY 7-year $20K min IRA CD (2.85% for regular CD)
• 1.00% APY 6-month $2.5K min IRA CD (0.70% for regular CD)