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Wednesday, January 26, 2011 - 10:10 AM

Poor Customer Service

USAA Bank (1 stars)
This Bank advertises it is for the Military Service Members and their Families.  Understanding the Military work round the clock and family needs are a 24 hour a day seven day a week requirement around the world when you call this bank you get a computer, automated call distribution system.  Understand this bank doe provide a good online service so when you call the bank you want to talk to a human not a computer.  No instructions are provided for you to opt out of the ACD.  Generally when I call the bank I want a human not an ACD, it takes several minutes and I have experienced up to 15 minutes just to get through the ACD and then wait in cue for a bank staff member.  Imagine you are a Soldier and need to call the bank you have maybe 15 minutes to conduct your business and get back to duty because the bank is closed when you get off duty.  Explain your excuse to your leader why you have to take so much time to get your business accomplished.  I submit the bank does not focus on Military Service Members and their Families it just says it does.  I called to have a check terminated.  After about 10 minutes I was able to speak to a human.  Next, I was referred to another human and again explained my purpose.  I was told the bank could not cancel my check or place a stop payment on the check for at least 24 hours and then they could not grantee the stop payment would take effect.  I asked to speak to a supervisor and received the same message.  What good is a bank if it cannot stop payment on a check quickly and accurately?
5
SoldierSoldier1 posts since
Jan 26, 2011
Rep Points: 5
1. Wednesday, January 26, 2011 - 10:58 AM
I agree that this bank is a real pain to deal with.  My blood pressure goes up any time I have to call them.  I've had to wait on hold so long that I have hung up.  I was going to transfer an IRA CD to them but they were so slow in getting the paperwork done that the rate went down.  I managed to transfer it to another bank in only 2 days.  I have one more CD with them that expires in May and they are going to have to have really good rates for me to keep it there.
2
linmarielinmarie11 posts since
Jul 15, 2010
Rep Points: 32
2. Wednesday, January 26, 2011 - 4:45 PM
Ally has human customer service reps available 24/7 and the last time I looked on their web site the wait time when calling was only two minutes. 
3
ShorebreakShorebreak538 posts since
Apr 6, 2010
Rep Points: 1,940
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