UFCU Is A Great Option If You're In Austin

I primarily used UFCU when I was a student at UT. They have plenty of ATMs and several branches down around the UT campus. In all of my dealings with UFCU, I've found their customer service to be excellent. I have maintained an account with them over the years because it's easy to do and if I ever need a loan, they'll be one of the first places I look.

Advantages:

• Lots of ATMs near UT's campus
• You can use the debit cards at other in-network credit union ATMs
• UFCU is not a big, for-profit bank. They don't look to rip you off in the same way Chase or BoA would.
• I'm told their loan terms are good, though I've never taken advantage of those myself.
• Great customer service

Disadvantages:

• Their ATM network--even when you include non-UCFU credit union ATMs--isn't huge

All in all, I like UFCU quite a bit.