Member Since 1998

Achieva has joined the ranks of the financial institutions that have total disregard for the wage-earner.  Last year while unemployed I was still able to pay most of my credit obligations, including the one owed to Achieva.  I was working on a work-out plan with my mortgage holder, who, of course, reported that I was behind on my mortgage resulting in a crashed credit score.  Even though all my other credit obligations reported that I was paying as agreed -- and never missing a payment to Achieva -- Achieva closed my credit account.  This was immediately after I refused to allow them to grant me the "benefit" of automatically overdrawing my checking account with debit-card purchases.  The twenty-five cent charge for debit purchases is a bogus fee.  Achieva recieves a fee from the vendor for every debit-card transaction they process.  Are they in good financial shape?  You betcha!  Like every other thieving financial institution, they are balancing their books on the backs of those who can least afford it.  I'd give them a negative star rating if I could.