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Saturday, April 23, 2011 - 11:03 AM

Love The Personal Service And No Fees

MidFirst Bank (5 stars)
I absolute love Midfirst!   It is small enough to be personal.    I simply asked and they linked my accounts.   I have no fees on both my business and checking accounts.   I can use any ATM and my fees will be rebated if charged.  

 I have online banking.  I set up my bills for payment.  I get an email as soon as they come out.   Their system is a bit different than other banks.  I could not go in to change my pin as with other banks. I kept waitng for a chance to to in person to change the pin and was a bit irritated when the banker couldnt' do it.   But to my surprise it was exceptionally easy process on the phone  I had to call to set up the online bill pay.  It did take about 2 days to get my confirmation.  Again a different system but it works.  I was upset the accounts weren't linked   Called and was told they would link.  Thought it woudl be another couple of days.  Next time I looked at my email (within hours it was linked)   But that was their way of confirming that it was me that made the change.  

At times, I wasn't sure if I liked it but everything that has happened made sense and it works like perfectly.    I love the tellers seems like every time we end up in a conversation just because they are so friendly and helpful.  The lobby at Thunderbird and 7th Street in Phoenix feels so good.  Professional and warm and welcoming.  I still am on an account for the merchants on Cave Creek Road and when I go to the bank, something about the lobby seems cold.   I haven't closes my Chase accounts because I am waiting for one of my direct deposits to go to Midfirst once before I close it.  (I waited to change the direct deposit until I was sure that I liked Midfirst and get that deposit seldom.)

Chase started charging monthly fees for my personal savings because it was under $300 with very short warning and the notice was in the fine print with a bank statement.  New business accounts have a $12 or $15 monthly service fee without keeping $1000's minimum balance    Midfirst has a no balance requirement for no fees.  I sure love that since my business is very small. 

Oh and free coin counting even if you aren't a customer

Sure love Midfirst... especially the $125 that I got for signing up for a group of services. 

 
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Najla2Najla21 posts since
Apr 23, 2011
Rep Points: 4
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