Friday, July 1, 2011 - 12:54 PMGreat Service And Product
American Bank 
(
4 stars)
I have used pcbanker.com (now ambk.com) since 2001. I have been very happy as they have consistently ranked near the top in interest rate provided. They have not really updated their site since I joined, so it still has a late 90's look and feel. I'm still able to query easily for transactions I need to find and perform online bill pay and do ACH transactions. The ATM reimbursement is great, but I have gone over the $6 limit at times due to the ever increasing rates ATMs seem to be charging.
One thing to be aware of is that their high interest rate fall significantly on deposits past $10k. This causes me to move my money around quite a bit. I wish the high interest limit was set a bit higher.
When you call or email, the customer service is great and fast. They took care of an issue I had in Peru where an ATM did not give me cash, but still charged me.
4
sdr9841 posts since
Jul 1, 2011
Rep Points: 4
1. Friday, July 1, 2011 - 6:20 PMYes, same experience here. I made them my main bank after everbank became too greedy with their minimum balances. Friendly and helpful folks, darn good product - one drawback: you can't initiate outbound ACH, only inbound ones, thus one needs a hub account like Ally to efficiently manage this account.
2
