Bad Security!

This bank opened an account in my name without my knowledge or consent.  They never checked identification didn't even get an ID or a signature card!  Then when the whole thing went bad they came after me for money.  The only information that matched me was the name but they eventually tracked me down.  What the? It is crazy that a bank could open accounts online and never verify who opened the account.  Isn't this a violation of the patriot act? Watch out!