Worst Online Bank Ever!!!

My experience with Capital One's online Interest Checking Account has been nothing but horrible. It is very clear after reading a bunch of other reviews as well as my experience with them that they do not value their customers or their employees. I sent in checks to be deposited and they purposefully waited for charges to my account to be denied 3 times so that they could earn more interest, rather than post the deposits and pay the charge. I made the mistake of not checking up on this bank before putting all my money and complete faith in, please do not the same. If you use this bank you will loose money, possibly some credits points, and be sorely disappointed.