DON't DO IT.

 

 i'm not sure how other banks work, but my original bank lets me access my money almost immediately. i've now been waiting 3 full weeks for my money to become available with ING. The second it does, i'm shutting the account down and moving it back to my old bank. Ridiculous. 

Their security is a bit odd too. Talk about complicated. I can't even begin to remember all the random numbers i was assigned. Never again.