1-Year CD Bonus At Justice FCU

If you're not a member, this deal is probably not worth it due to the problems readers have experienced when trying to join for past promotions.

However, if you're already a member, this might be worth it.

Link to the CD promotion page

Excerpt from this page:

Open a Share Certificate with a minimum 12-month term and receive a Big Bonus Dividend

    $25 VISA gift card, with a minimum new money deposit of $5,000*
    $50 VISA gift card, with a minimum new money deposit of $10,000*

Justice FCU's 12-month CD rate is 1.00% APY as of 12/04/2011. So an extra $50 for a $10K deposit makes the effective yield 1.50%.

Offer's small print

New money deposits are funds not currently on deposit with Justice FCU. Bonus dividend promotional offer as of December 1, 2011 and subject to end without notice. Bonus dividend limited to one per member. Please allow up to 7 business days to receive bonus dividend/gift card from date of funding. Certificate is subject to early withdrawal penalty, plus forfeiture of bonus dividend value. Fees or other conditions may reduce earnings. Share certificates will renew at prevailing rates. Please inquire as to rates and terms; and maturity transfer/investment options.

Thanks to the reader who emailed me news of this promo.