My only point was I DISLIKE cards that charge dormancy fees.
Ive got most of mine spent soon...have an insurance payment and a hospital bill due for $106 + $95 so thats $201 of it.
Dont want to use it for grocery store because I get 5% and stock up on cards for the rest of the year.
So Im trying to use it for stuff like Insurance & so forth where my typical cash back is only 1.5% (A grandfathered paypal card)
Also had a problem using one with limited funds on it.
I had like $10 on a card and wanted to use it to pay for a $8.99 haircut but they rejected the card because it automatically held an extra 20%. And then the card couldnt be used for a week.
And then you have to be careful in spending it. Couldnt even use it for any online purchases or gas. So it was a pain.
I pay for pretty much everything with discounted giftcards. And I have a wallet full of them.
I just hope my card gets here by the 25th. Insurance due on the 27th but the 25th is the last business day before then.
$106 liability only every 6 months. 100/300/100 coverage. That includes roadside assistance as its very cheap.