You can get your credit report free once a year from AnnualCreditReport.com, but this doesn't provide your credit score. Most sites advertising a free credit score are either trial offers that require cancellation to avoid fees or they don't offer real FICO credit scores. This My Money Blog post
has a good review of 5 ways you can get your credit score for free without trial offers.
Another way to get your free credit report that the post didn't mention is from membership at certain credit unions. Digital Credit Union
provides its members their Equifax FICO Credit Scores once a month without charge (see post
).Alliant Credit Union
also offers members credit scores, but these are not the FICO credit scores. Alliant has details here