So Far, So Good

in response to txtooker's comments about hidden "primary account" requirements-- so far I have had my account two months, keep it topped up to $25,000 make nothing but 16 $1 purchases and required direct deposits, and have received my interest as advertised.  I even transfer the interest to another account to avoid getting over the $25K limit.

There's really no risk here, except the risk of receiving the interest for a few months then having to move your money somewhere else.  But that could happen anyway as interest rates rise and fall (mostly fall)