Not Rejected... But Interest Rate Has Cut In Half In 6 Months

We were one of the lucky ones that got through and actually got an account (and I even have some credit issues). We signed up in September 2011 and the rate had just dropped the day before from 4 to 3%. As of January 1, it's down to 2%.

It's a shame - I like their online banking, their staff at the branches are always helpful, all in all it's a great place to be, but we are considering moving again to a higher interest rate.