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Monday, January 16, 2012 - 12:02 PM

Daily ATM Cash Withdrawal

Wells Fargo Bank (1 stars)
I was a happy customer of Wachovia bank who as we know was bought by Wells Fargo. I didn't think much of the acquisition and the transition was quite seamless. I went in one day to perform a transaction and it was recommended by a teller that I meet with a banker to discuss some options that would safeguard the large sum of funds that I had in my savings acct. It was recommended to me that I open a money market account. She opened for me a new money market account, a check and save as you go account. According to her the reason for this recommendation was that if my card was ever stolen it would better protect me. In theory everything was fine. However, a couple times since then I was hit with overdraft fees. I use my bank card for everything. My dissatisfaction came later when I tried taking out several hundred dollars from a ATM and was not able to. I then spoke with a rep and a supervisor who was not able to raise my limit not even temporarily. However, it's okay if I used my card for point of sale purchases in any amount and any amount of times. Seeing that I'm not able to access my money as I intend to then I need a better bank who will meet my spending habits with the right product. I take responsibility for not putting enough money in my new save as you go account to cover the possibilities of over withdrawals. But, what I'm disappointed in is a bank rep not being able to grant me access to my money when I needed it.
3
flsunshinestateflsunshinestate1 posts since
Jan 16, 2012
Rep Points: 3
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