Bad Check Written To Me And I Get Treated Like A Criminal

I was sent a cashiers check and it was no good. WF put a 5 day hold on it when it was deposited for it to clear. I recieved no money from it. When it did not clear our account was locked, put on hold to close in 10 days. We were told we can never be WF customers again. They allowed our direct deposit to go in, but refused to let us have any of our funds for gas or groceries. They said they would pay any checks that come through but did not so now I have to deal with car payments and insurance that was returned NSF. Bad Business practices.