SOVEREIGN BANK IS HORRIBLE!!

Sovereign Bank is the worst financial institution I have ever had the misfortune to do business with. Steer very clear.  I have 2 accounts.  A personal, and a Joint account. They have both of my debit cards setup to come from one account, and thus cause me to over draw. I have called to correct this many times, they claim its fixed but it never gets fixed. Even though they acknowledge their mistake they refuse to remove the insufficient fund fees. They are a disgrace to banking and as soon as I can pay off all of my over drafts I will close all accounts with them and switch to credit unions.  Nothing can be worse than this experience has been. Their customer service is non-existent.