Worth A Try...Competitive Credit Card Offerings.

If you want a good credit card and some nice perks, PenFed is for you. They are a little slow at posting the transfers to your available balance. The downside of PenFed is that they are very, very hard with credit matters, you have to have excelent credit to get something from them. If you do qualify for them, you may be eligible for some of the best car loans interest rates of all nation. They have nice mortgage offers too. They are hard even with their secured credit card, they will deny the secured credit card even when you already have the money deposited in one of their accounts, that makes no sense at all. I think it is a good credit union for having some emercency funds and cd's but that's it. You have to enroll for email alerts and statements, otherwise you'll have to pay a small fee, but a fee is a fee anyway... 2 stars for PenFed, you can do better...