Good Rates Good Service

Easy process. Live in California so opened share savings with online application that I had to mail. Very quickly acct was set up. Then it was easy to deposit money through shared branch network and fax applications to open cds requesting transfer of the funds from the share savings.  I deposited it in California. Five minutes later Melrose could transfer it to the new cd. This was a lot faster than ACH.  And I could verify it on line.  Really kind people at the call center.  Don't open a cd you will want to close early because of stiff penalties.