Fees, Fees, And More Fees!!

So, I ordered this prepaid debit card to have a "back-up" just in case I needed it. Directly after activating my card the little electronic voice informs me that I'm negative -$4.95. I immediately press "0" and the woman informs me that I should have read the Fees Agreement more thoroughly. I say "I just received the card. I did nothing more than activate it." "There's a $4.95 Activation Fee.", so after I hang up, I read all the fees that accompany the card, and WOW!! this is stupid. This card is laden with nonsensical fees. $5 Activation, $5 Monthly Charge, $2.50 for Non-OneWest ATM's, $5.95 for Paper Statement, 1 Free Customer Service Call per month ($2 thereafter)...and the list goes on. My advice, stay far away from this card. Any card that starts you off in the negative, before you've even used it, is strictly idiotic.