I've Been Using FIBI Since 2002 And They Have Always Had Outstandingcustomer Service

I've been using FIBI since 2002 and they have always had outstanding customer service.  Need to maintain only a $500 "average" balance during a month to earn interest on money sitting in your acct.  For a rare month when my avg monthly balance was less than $500, the "monthly minimum" fee is ONLY $10, which is far less than at other banks that have higher min account balance requirements.  It's the reason why I don't switch to another bank that pays a slighly higher interest rate -- until the interest rate difference is large, it's just not worth it for me to switch and get my money locked in to higher account balance minimum requirements for a checking account.

Free checking, debit/ATM card, etc.