Friday, July 20, 2012 - 10:18 AMCapital One Direct Banking
I just noticed that Capital One Bank has launched a new IN-BRANCH savings account called "Smart Savings." It requires a minimum daily balance of $300 to avoid a $5 monthly service fee, and the rate of 0.60% (in the NY-NJ-CT market area) is guaranteed for one year on balances up to $500K ("after 12 months, a standard APY will be applied to all balances"). Must be a new savings account customer ("promotional interest rates not applicable to converted savings accounts"). ATM card available upon request.
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Feb 26, 2010
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