Best Savings and Money Market Accounts Available Nationwide

There continues to be 5 banks that offer savings accounts available nationwide with rates of around 2.00% as of 4/28/10. However, all but one have a limit on the amount that can qualify for the 2%. SmartyPig will soon have a cap of $50K. The three Oklahoma internet banks (Redneck Bank, AmericaNet and Evantage) have a $35K cap. Ready Saver has no cap, but I was told by the bank's CSR that they do expect a rate cut sometime in the next few months.

For more info on these banks and for up-to-date rates, please refer to this table of the best savings and money market accounts.