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Cash Back vs Airline Miles Credit Cards

Monday, May 17, 2010 - 7:39 PM
This post at the FlyerTalk Forums thread provides an insightful analysis of credit cards that offer cash back vs. those that offer airline miles/hotel points:
Cashback is the best choice for those who do not wish to travel or who are interested primarily in domestic economy class flights on competitive routes. Otherwise, I think miles provide more value.
What's your preference?
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Ken TuminKen Tumin5,441 posts since
Nov 29, 2009
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1. Monday, May 17, 2010 - 7:54 PM
The rare times I travel via airplane, I'd rather snap up a great deal than being restricted by some miles program rules. Thus, to me it's all about cash back credit cards. I use different ones for different charges, basically wherever I get the most cash back for certain categories. It takes a bit longer to get to the redemption level (the so called dispersal according to the original article), but I don't mind.
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AnonymousAnonymous2,281 posts since
May 9, 2010
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2. Tuesday, May 18, 2010 - 12:23 PM
I think that different people should go with whatever works for them.  There's nothing like money in your hand, but one can often get much more value from hotel or airline points.  If you can't extract that value, then the points are obviously not worth it.
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AnonymousAnonymous2,281 posts since
May 9, 2010
Rep Points: 3,776
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