How the Finance Bill Affects Consumers

Some possible outcomes if the financial overhaul bill becomes law were mentioned in this New York Times article

Merchants might offer more discounts to people who pay cash. You could get a free credit score every time a lender or landlord penalizes you with a high interest rate or rejects your application because your score is not up to snuff. Many mortgage prepayment penalties would go away.

There is still no mention of the permanent increase in FDIC coverage that was reported by AP News.